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No DTI / No Income Loans

Credit-based underwriting with no income documentation required. Qualify based on credit and assets.

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No Income Docs

No tax returns, W2s, or pay stubs required.

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Credit-Based

Underwritten based on LTV, FICO, and liquidity.

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Multiple Property Types

Primary, secondary, and investment properties.

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30-Day Seasoning

Only 30 days asset seasoning required.

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Purchase or Refinance

Available for both purchase and refinance.

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Up to $2M

Loan amounts up to $2 million.

Program Requirements

660+
Min FICO Score
$100K
Min Loan Amount
$2M
Max Loan Amount
80%
Max LTV
30 Days
Asset Seasoning

Eligible Property Types

Single Family2-4 UnitsCondosSecond Homes

Ready to Get Approved?

Let's discuss your unique situation and find the perfect loan solution for you.

📞 (949) 232-9569✉️ Email Andrew