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FHA Loans

Government-backed loans with low down payments and flexible credit requirements.

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3.5% Down Payment

Low down payment for qualified borrowers.

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Flexible Credit

More lenient credit score requirements.

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Owner Occupied

Must be your primary residence.

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Gift Funds OK

100% of down payment can be gifted.

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Full Documentation

Standard income verification required.

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MIP Required

Mortgage insurance premium applies.

Program Requirements

580+
Min FICO Score
3.5%
Min Down Payment
County
Max Based On
96.5%
Max LTV
2 Yrs
Employment History

Eligible Property Types

Single FamilyCondos (FHA Approved)2-4 Units

Ready to Get Approved?

Let's discuss your unique situation and find the perfect loan solution for you.

📞 (949) 232-9569✉️ Email Andrew