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Conventional Loans

Traditional financing with competitive rates and flexible terms for qualified borrowers.

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Low Down Payment

As low as 3% down payment for first-time buyers.

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Competitive Rates

Some of the best rates available.

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Owner Occupied

Perfect for primary residences.

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Full Documentation

Standard income and employment verification.

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Gift Funds Allowed

Down payment gift funds accepted.

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PMI Options

Mortgage insurance above 80% LTV.

Program Requirements

620+
Min FICO Score
3%
Min Down (700+ FICO)
County
Max Based On
97%
Max LTV
2 Yrs
Employment History

Eligible Property Types

Single FamilyCondos2-4 UnitsPUD

Ready to Get Approved?

Let's discuss your unique situation and find the perfect loan solution for you.

📞 (949) 232-9569✉️ Email Andrew