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Bank Statement Loans

Perfect for self-employed borrowers. Use 12-24 months of bank statements instead of tax returns.

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Self-Employed Friendly

Designed for business owners and self-employed individuals.

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No Tax Returns

Use bank deposits instead of tax documentation.

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Personal or Business

Use personal or business bank statements.

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Owner Occupied OK

Available for primary residence or investment.

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2+ Years Self-Employed

Must be self-employed for at least 2 years.

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Up to $5M

Loan amounts up to $5 million with reduced LTV.

Program Requirements

12-24
Months Statements
$100K
Min Loan Amount
$5M
Max Loan Amount
80%
Max LTV
2+ Yrs
Self-Employment

Eligible Property Types

Single Family2-4 UnitsCondosTownhomes

Ready to Get Approved?

Let's discuss your unique situation and find the perfect loan solution for you.

📞 (949) 232-9569✉️ Email Andrew