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Asset Depletion Loans

Convert your liquid assets into qualifying income. Perfect for retirees and high-net-worth individuals.

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Assets as Income

Divide total assets by 80 to calculate monthly income.

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No Employment Required

Borrower does not need to be currently employed.

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Multiple Uses

Owner-occupied, second home, or investment.

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2 Month Statements

Only 2 months of statements needed for qualifying account.

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Liquid Assets

Stocks, bonds, retirement accounts, and more.

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Purchase or Refinance

Cash-out refinance options available.

Program Requirements

600+
Min FICO Score
$100K
Min Loan Amount
75%
Max LTV Purchase
70%
Max LTV Refinance
2 Mo
Statement History

Eligible Property Types

Single FamilyCondos2-4 UnitsSecond Homes

Ready to Get Approved?

Let's discuss your unique situation and find the perfect loan solution for you.

📞 (949) 232-9569✉️ Email Andrew